New Chinese Laoshi

Actually, i wanted to post this since the first time i had her as my new Chinese Laoshi. But...well...yeah...iro2 things happened^^.

I REALLY REALLY REALLY LIKE my new Laoshi. Her teaching syllabus is so clear. She's very dedicated. She has a "passion" in teaching (*i can feel it, really). And she has "an aura" to tell us doing something without we feel that we've being forced. Cool, huh^^ ? Yes, she is. And...lately, i heard from xiao laoshi (read : teaching assistant), that Qiu Laoshi was once became a Chinese teacher in Harvard University. Exactly..."that" HARVARD. OMG...no wonder she's so...AWESOME^^. Thank you Alloh for giving me another "light" in this semester. I promise i'll learn Chinese even harder^^.

Money Management...

Today...i met a friend in Taichung. Although i was mistakenly recognized him as a worker (*instead of a student), he's not mad at all. Huhuhuuuu...but still, i was SOOOO EMBARRASSED...that i wanted to drown myself in the depth of the sea (T-T). Having a small talks with him...i just knew that the scholarships in Asia University is (only) 3000 NTD. OMG (*i'd rather turned down the scholarships's offer since the first time if i were him). But, surprisingly, he's able to SAVE MONEY and live happily with that amount of money. Subhanallooohhhh. Then, i keep wondering...WHAT'S WRONG WITH ME ? WHAT'S WRONG WITH MY MONEY MANAGEMENT ? WHY I ALWAYS BECOME THE SPEND-THRIFT ONE ? *Sigh*....

Referring to one of the article about money management here....i knew that i have to start learning about this kinda stuff...before it's too late. Hihihi...^^

Tips for Better Money Management

Once you’ve decided what organizational system will work best for managing your money, keep in a mind a few basic tips that will help you make smart financial decisions.

• Understand where your money is going. When they look at their monthly bills, many people are shocked by the amount of money they spend on bank fees, cell phone service charges, and other expenses they don’t really understand. If you don’t know the purpose of a particular fee, call the company and ask if there is anything you can do to have the charge removed.
• Don’t be afraid to ask questions. For example, if you receive a bill from your doctor’s office that you think your health insurance should have paid, call the office and ask them to explain the charges. Mistakes are more common than you might think and it’s your job to catch these errors.
• Develop a good filing system for receipts and other important papers. Staying organized and avoiding the hassle of misplaced paperwork can often save you big bucks. For example, if your new refrigerator breaks while it’s still under warranty, you’ll probably need the receipt to get it fixed.
• Make comparison shopping a priority. Although most people will take the time to evaluate their options when buying cars and other big-ticket items, many people overlook the importance of comparison shopping on a day-to-day basis. Shopping around for the best deal is a great way to cut costs on everything from cleaning supplies to printer ink.
• Remember that even a small savings can help you get your finances under control. If you’re battling massive credit card debt, taking the time to clip coupons to save $10 or $20 on your grocery bill is a smart idea. Even though that extra cash may not look like much, it’s enough to put you on the path to financial freedom.

Mei2 you3 cian2...sucks

Now i know how does it feel to be the poor one. Hehehe. Having only coins in my purse...whereas i need to spend money to buy a bunch of important stuff...surely sucks. I'm on the pinch. But still, i don't want to ask my parents' money to cover my needs. That's my promise to myself.

But TODAY...(FINALLY!) the scholarship's money had already transferred to my account. Whuaaaaa....not only me....all Lantan, Linsen and Minsyong gals were burst happiness tears after heard that the scholarships' money had been transferred (*i'm not exaggerating here^^). Hihihi. I really don't understand, actually. Last month expenditures, were the WORST ever. Even for my friends. Well, maybe it's all caused by the health insurance fees which we must paid for. Yeah, for me, this things happened were very funny. We were stony broke...at the same time:).

So, the most important thing i can take from this "incident" is...TRY TO SAVE MORE MONEY^^. Hehehe. Yeah, because i remember my parents always say that i am too spend-thrift. Well, OK then, i'll be as skimpy as i can. GANBATTE, Bung^^!

Off the record :

Suddenly remember that today, Li Huei (*after knowing that i'm on the pinch), offered herself as a loaner. She said : "Bunga, you can borrow my money. I have a lot of money on my account". Wahahahaaaa...SHINJIRARENAI! Though known as a crazy-shopper, she's still able to save money. OMG...this is the first time Li Huei can beat me. Hihihi...